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Hart Insurance Center, Inc. Blog

View the latest blog posts from Hart Insurance Center, Inc..

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Monday, February 20, 2023

Do I Need Specialty Home Insurance If I Have a Pool?

As a homeowner, you must account for many risks and exposures. Some homeowners may need to consider additional issues that could lead to significant losses if their home includes features or attractive nuisances, such as swimming pools.  Insurance Needs for Pool Owners  READ MORE >>

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Thursday, December 8, 2022

Determining Your Life Insurance Beneficiary

When you die, you’re going to want to leave instructions for your survivors on how to handle your estate. If you have life insurance, you will include this policy as one of the assets that survives you, and for good reason. It can serve as a valuable financial tool to help survivors pick up the pieces following your death. READ MORE >>

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Wednesday, November 9, 2022

Avoid These 5 Mistakes When Buying Business Insurance

When it comes to purchasing business insurance, there are many specific risks at play. It's hard to know what to cover and what not to worry about as much. More importantly, there's a very complex task involved in finding the right balance of coverage and cost. To ensure you purchase a worthwhile policy, avoid these very common mistakes. READ MORE >>

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Wednesday, October 12, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Monday, September 19, 2022

What Is Covered by Professional Liability Insurance?

Put simply, professional liability insurance—also known as errors and omissions (E&O) coverage—can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. READ MORE >>

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Friday, August 12, 2022

First-Time Home Buyer? Get the Facts About Home Insurance

If you are a first-time home buyer perusing the market, you know how complicated the process can be. The reward of purchasing a home will likely outweigh the journey you took to get to that point. However, you should learn more about your home insurance options before you sign on the dotted line. READ MORE >>

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Thursday, July 7, 2022

The Necessity of General Liability Insurance for Small Businesses

All businesses need strong commercial insurance coverage, no matter what their size or scope. However, it is small businesses that are often most financially vulnerable to operational liabilities. That’s why it’s all the more important for these businesses to have robust coverage in place. READ MORE >>

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Friday, June 3, 2022

4 Must-Have Business Insurance Policies

As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success. When it comes to meeting the demands of your business, it’s much better to have a partner to help you avoid risks. READ MORE >>

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Tuesday, May 10, 2022

It Pays to Understand Your Homeowners Insurance Premium

Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>

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Tuesday, April 12, 2022

What Defines an Antique Car for Insurance Purposes?

Whether you painstakingly restored your antique car or classic vehicle from square one or you delightfully found and purchased your dream car perfectly refurbished and reconditioned, it represents far more than just a car to you. It is your pride and joy, as well as your passion. READ MORE >>

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Brawley Office
580 S First Street
Brawley, CA 92227

P: 760-344-1400 | F: 760-344-6429
El Centro Office
1503 N Imperial Ave, Suite 102
El Centro, CA 92243

P: 760-352-0422 | F: 760-352-4462
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