Hart Insurance Center, Inc. provides Mobile Home Insurance for residents near Brawley, El Centro, Imperial, Calexico, Holtville, and Heber.
Specialized Security for Your Home and Property.
At Hart Insurance Center, Inc., we know you’ve worked hard to turn your mobile home into the perfect living space for you and your family, but sometimes accidents like fire or severe storms can cause major setbacks. That’s why we’re committed to serving all of your insurance needs. With a specialized Mobile Home Insurance policy, you can safeguard your home and your belongings in the event of a covered loss.
What Is Mobile Home Insurance?
Mobile home insurance is just like any home insurance policy in that it protects you financially in the event of damage to your home. Although it’s not required by law, having a mobile home insurance policy will keep you safe and protected from paying unaffordable costs if damage occurs. Additionally, if your home is mortgaged or financed, your lender may require you to have a mobile home insurance policy.
What Does Mobile Home Insurance Cover?
Typically, a mobile home insurance policy will provide coverage for your home and property such as the following:
Mobile Home Insurance works much like a typical Homeowners policy and typically includes features such as:
- Coverage for your actual mobile home and any adjacent structures on your premises (attached patio, deck, shed, etc.)—this typically protects against losses due to fire, windstorm damage, and damage from falling objects, lightning and explosions.
Personal property protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to a certain amount.
Personal liability protection covers losses in the event that someone or something is injured on your property. A policy may pay for medical expenses for non-residents of your home and damages or defense costs as a result of covered accidental incidents.
Home & Structure Protection to compensate you for building repairs after a covered accident
Additional Living Expenses to reimburse you for temporary housing during reconstruction
Additional Benefits for Your Mobile Home
We know how special your mobile or manufactured home is to you, and we’re proud to offer an exceptional insurance policy that’s designed to meet your budget. You may also qualify for extra savings and discounts simply by having extra security devices installed in your home, or by combining your Mobile Home and Auto Insurance policies.
Complete an online quote request form or call 760-344-1400 to talk with an insurance specialist at Hart Insurance Center, Inc. to learn how you can save with Mobile Home Insurance.